BE SMART. BE ALTERNATIVE
BE SMART. BE ALTERNATIVE
Loan Note Structure
All of the Loan Note opportunities we introduce are structured as follows:
Interest is paid on the original lump sum investment. This interest can be paid periodically as ‘income’ and is dependent on the terms of the loan note. This could range from either quarterly, six monthly or yearly payments. Or the interest is compounded over the term of the loan and repaid on the maturity date as ‘growth’.
Throughout the term of the loan, the Loan Notes are secured by a charge over the assets of the Product Provider. The Product Provider is the owner of the property development to which Hunter Jones has introduced the Investor.
Traditionally, property developers and construction companies funded property developments with loans from banks. However, after the 2008 recession, banks changed the way they lend money. Heightened caution amongst lenders caused them to de-risk their lending criteria and that has meant that developers have had to seek alternative methods for raising funds. Hence, the evolution of property bonds and loan notes.
The gap in the development financing market has been fulfilled in part by developers issuing Loan Notes, which allow them to raise the necessary funding required.
However, loan notes and property bonds are issued and structured by the property development company, which in most cases is not a listed company on an exchange. Such investments are therefore classified as high-risk investments and are much riskier than a savings account.
(0207) 117 2913
or click here to e-mail us(0207) 117 2913
or click here to e-mail usYou could lose all of your money invested in this product. This is a high-risk investment and is much riskier than a savings account.
Property Bonds and Loan Notes are unregulated, non-readily realisable, non-transferable securities. Investors should be aware that past performance is not a reliable guide to future performance or returns and you may not get back all your original investment. Prospective Investors are strongly advised to seek independent financial advice from an authorised person who specialises in advising on non-readily realisable securities. Tax treatment is dependent on Investor circumstances and these are subject to change. Investors are advised to seek appropriate tax advice to clarify their position.
COMMISSION & CHARGES: Investor funds are not subject to fees or charges. Funds are fully invested with the Property Bond Issuer. Hunter Jones are paid a commission by the Issuer. Details of this commission is available on request. Hunter Jones do not receive Investor funds into any of their bank accounts. Funds for investment are paid directly from the Investor to the Property Bond / Loan Note Issuer’s bank account.
COMPENSATION: Non-readily realisable investments are unregulated securities, not authorised under the Financial Services & Markets Act 2000 (“FSMA”). Such securities may not be subject to the rules and regulations made under FSMA for the protection of Investors. Compensation may not be available under the UK Financial Services Compensation Scheme in the event of a default in respect of your investment.
Osborne Baldwin Limited, trading as Hunter Jones, is an Appointed Representative (FRN: 808287) of Equity For Growth (Securities) Limited (FRN: 475953) which is authorised and regulated by the Financial Conduct Authority.
Osborne Baldwin Limited registered in England and Wales under company number 08744562. Registered address is One Oaks Court, Warwick Road, Borehamwood, Hertfordshire WD6 1GS. The business and correspondence address: 30th Floor, 40 Bank Street, London E14 5NR.
The investments referred to in this website are not suitable for all investors and are intended for certain categories of investor only. Osborne Baldwin Limited t/a Hunter Jones does not give financial advice to investors about the suitability of the investments. Investors should seek advice from a person who specialises in advising on speculative, illiquid securities.
Unregulated investment opportunities in complex instruments are considered high risk. Therefore, we can only deal with investors who are sufficiently knowledgeable and experienced in dealing with these types of investments and are classified as Sophisticated Investors.
Investors who are not ordinarily resident in the United Kingdom should ensure that they comply with the laws of their local jurisdiction before investing.
If you do not meet these criteria, you must NOT take any further action and leave this site immediately.