Loan Notes

A Loan Note is an extended form of an IOU, with interest paid over a predetermined timescale. At the end of the loan term, the original loan is returned plus any interest accrued.

CAPITAL AT RISK. There are risks to all forms of investing, particularly in unregulated, complex, non-readily realisable and/or non-transferrable securities like bonds, loan notes and unquoted equity investments. Forecasts are not guarantees and performance may vary. Tax treatment depends on individual circumstances and may change. These investments are NOT covered by the Financial Services Compensation Scheme (FSCS) and clients will NOT have access to the Financial Ombudsman Service (FOS). All investors should seek independent professional advice before deciding to invest. Please read our risk warning before deciding to invest.

Loan Notes

All of the Loan Note opportunities we introduce are structured as follows:

  1. Interest is paid as ‘income’ periodically, or is compounded over the term of the loan and repaid on the maturity date as ‘growth’.
  2. Throughout the term of the loan, the Loan Notes are secured by a charge over the assets of the company, which is governed by a Security Trustee. Please note that this DOES NOT mean that your investment is safe and DOES NOT guarantee repayment of your capital. There is always a chance that you might not be able to recover part or all your capital should something go wrong. Please read the ‘Key Risks’ section of our website.
  3. Traditionally, property developers and construction companies funded property developments with loans from banks. However, after the 2008 recession, banks changed the way they lend money. Heightened caution amongst lenders caused them to deem virtually all development financing too ‘short-term’ which has meant that developers have had to seek alternative methods for raising funds.
  4. The gap in the development financing market has been fulfilled in part by developers issuing Loan Notes, which allow them to raise the necessary funding required. These investments are considered higher risk, which is why investment providers offer higher returns in exchange.

Interested in our investment opportunities?
Talk to a member of our team now

(0207) 117 2913

or click here to e-mail us

Interested in our EIS investment opportunities?
Talk to a member of our team now

(0207) 117 2913

or click here to e-mail us

Important Information

The investments referred to in this website are not suitable for all investors. Osborne Baldwin Limited t/a Hunter Jones is not able to give advice to prospective investors about the suitability of the investments. Prospective investors are recommended to seek specialist tax and financial advice before engaging in any investing activity.


Unregulated investment opportunities in complex instruments are considered high risk. Therefore, we can only deal with exempt, sufficiently knowledgeable and experienced investors who are High Net Worth Individuals or Sophisticated Investors, who pass our knowledge and experience test and understand the risks involved. If you do not meet these criteria, you must NOT take any further action and leave this site.